Does this property have an HOA?

Yes. The HOA fee is $40 per month.

What are the annual property taxes?

Annual property taxes are $2,230 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 264 days.

Listed at

$346,000

$196/sqft

Southern Pines Cic# 30

10432 287th Avenue, Zimmerman, MN, 55398

3 Bedrooms2 Bathrooms1,763 Square Feet0.58 Acres

Days on market264

Year built2002

Garage spaces3

HOA / month$40

TypeResidential

Est. $7,380buyer credit when you buy with SODL

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About this home

Move-in ready and recently updated, this 2002-built split-level home offers modern comfort in the heart of Zimmerman, MN. Featuring 3 bedrooms with an improved primary suite and dual closets, plus a finished lower level with an additional bathroom and spacious family room. Updates include new stainless steel appliances, new flooring, fresh paint throughout, and an updated layout designed for today’s lifestyle. Enjoy a bright kitchen, flexible living spaces, and large windows and patio doors that bring in natural light. Located in a highly desirable Zimmerman neighborhood, ideal for commuters, first-time buyers, or anyone searching for a 3-bedroom home near Hwy 169. A perfect blend of small-town charm and modern updates—don’t miss this one.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2002

LevelsSplit Entry (Bi-Level)

Living area1,763 sqft

Above-grade finished993 sqft

Below-grade finished770 sqft

Lot size0.58 acres (102x197x150x209)

Days on market264

ListedJan 3, 2026

MLS #NST6820103

CountySherburne

SubdivisionSouthern Pines Cic# 30

Parcel #01005130140

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 32x22 · 704 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Patio
Fencing: Invisible
Lot size: 0.58 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 993 sqft
Roof: Age 8 Years or Less
Year built: 2002

Utilities

Water: Well
Sewer: Septic System Compliant - Yes, Shared Septic
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Southern Pines Cic# 30
HOA: $40/month
HOA name: Cedar Management
HOA phone: 7635374398
HOA includes: Sewer, Shared Amenities
School district: Princeton

Financial & listing details

Annual tax: $2,230 (2025)
Listed: Jan 3, 2026
Days on market: 264 · 77 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Storage Space, Walkout

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Laundry Room

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Tile Floors, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less

Foundation area993 sqft

Patio/porchPatio

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes, Shared Septic

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces3

Garage size704 sqft

Financial details

Annual taxes$2,230

Tax year2025

Taxes w/ assessments2230

Assessment pendingNo

HOA fee$40

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1775

District phone7633892422

High schoolPrinceton

SODL flat fee brokerage

$7,380Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,380

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,160/mo

Principal & interest$1,818

Property taxes$186

Home insurance (est.)$115

HOA fees$40

Down payment

$69,200

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.