Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,806 (2026).

What school district is this property in?

This property is in the 115 - Cass Lake-Bena Schools school district.

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property has been listed for 76 days.

Listed at

$990,500

$313/sqft

Chippewa Beach

10416 Chippewa Beach Road, Cass Lake, MN, 56633

3 Bedrooms3 Bathrooms3,168 Square Feet0.5 Acres

Days on market76

Year built2006

Garage spaces6

TypeResidential

Est. $26,715buyer credit when you buy with SODL

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About this home

Escape to this stunning Leech Lake retreat, perfectly positioned at the end of the road for ultimate privacy and tranquility. Enjoy expansive southerly “big water” views and a level lot with a hard sand bottom—ideal for swimming, boating, and lakeside fun. This true Up North–style home features 3 bedrooms and 3 bathrooms, including a spacious lakeside primary suite. Every bedroom captures breathtaking lake views. The open-concept main level boasts a vaulted ceiling, wood-burning fireplace, and built-in cabinetry throughout. The main level offers two lakeside decks, perfect for outdoor entertaining or quiet mornings by the water. The fully finished walkout lower level includes two additional bedrooms, a spacious living room, a bar area, a storage room, and a second laundry area for added convenience. Practicality meets comfort with a 3-car attached insulated and heated garage plus an additional 3-car garage across the road for all your lake toys. The low-maintenance exterior and compliant septic system ensure worry-free ownership. End your days by the lakeside firepit, soaking in the views and serenity that only Leech Lake can offer. Leech Lake provides year-round recreation, from world-class fishing and boating to nearby dining and winter activities—making this a perfect destination for both relaxation and adventure.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2006

LevelsOne

Living area3,168 sqft

Above-grade finished1,584 sqft

Below-grade finished1,584 sqft

Lot size0.5 acres (186x50x192x62x170)

Days on market76

ListedMay 11, 2026

MLS #NST7071930

CountyCass

SubdivisionChippewa Beach

Parcel #763940280

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 3/4 / 1 half
Heating: Dual Fuel/Off Peak, Forced Air, Fireplace(s), In-Floor Heating
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Central Vacuum, Dishwasher, Electric Water Heater, Fuel Tank - Rented, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories: One
Garage: 6 spaces · 904 sqft
Parking features: Attached Garage, Detached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Patio & porch: Composite Decking, Deck
Exterior features: Engineered Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: ICFs (Insulated Concrete Forms) · 1,584 sqft
Roof: Age Over 8 Years, Architectural Shingle, Asphalt
Year built: 2006

Utilities

Water: 4-Inch Submersible, Private
Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel: Electric, Propane, Wood
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Chippewa Beach
HOA: No HOA
School district: 115 - Cass Lake-Bena Schools
High school district: Cass Lake-Bena Schools

Financial & listing details

Annual tax: $5,806 (2026)
Tax with assessments: 5892
Listed: May 11, 2026
Days on market: 76 · 60 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths0

3/4 baths2

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Egress Window(s), Finished, Sump Pump, Walkout

HeatingDual Fuel/Off Peak, Forced Air, Fireplace(s), In-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryLower Level, Main Level

AppliancesAir-To-Air Exchanger, Central Vacuum, Dishwasher, Electric Water Heater, Fuel Tank - Rented, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorEngineered Wood

RoofAge Over 8 Years, Architectural Shingle, Asphalt

FoundationICFs (Insulated Concrete Forms)

Foundation area1,584 sqft

Patio/porchComposite Decking, Deck

Lot featuresIrregular Lot, Tree Coverage - Light

Road frontagePrivate Road

Road responsibilityPrivate Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Private

SewerMound Septic, Private Sewer, Septic System Compliant - Yes

FuelElectric, Propane, Wood

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages

Garage spaces6

Garage size904 sqft

Financial details

Annual taxes$5,806

Tax year2026

Taxes w/ assessments5892

Assessment pendingUnknown

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District115 - Cass Lake-Bena Schools

District number115

District phone2183352204

High schoolCass Lake-Bena Schools

SODL flat fee brokerage

$26,715Estimated buyer credit

SODL platform fee $3,000Your buyer credit $26,715

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,020/mo

Principal & interest$5,206

Property taxes$484

Home insurance (est.)$330

Down payment

$198,100

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.