Sold / Closed
$260,000

Sold price · Closed Sep 18, 2026

$125/sqft

Centennial

1041 23rd Avenue N, Saint Cloud, MN, 56303
4  Bedrooms2  Bathrooms2,074  Square Feet0.27  Acres
Days on market12
Year built1962
Garage spaces2
TypeResidential
Est. $4,800buyer credit when you buy with SODL

About this home

Centennial classic 2-story with beautiful hardwood floors, 4 upper level bedrooms plus full bath, and 1/2 bath on main with a spacious and cozy living room with a wood burning fireplace. Enjoy year-round comfort in the 4-season sunroom with a gas fireplace and access to backyard. Durable steel siding, newer roof (2024) and water heater, and EV charging station. Lower level features a family room, abundant space for a workshop and storage plus additional space with an outdoor shed. Large yard with mature maple trees. Conveniently located near hospital, parks, shopping, and more! Schedule your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1962
LevelsTwo
Living area2,074 sqft
Above-grade finished1,744 sqft
Below-grade finished330 sqft
Lot size0.27 acres (133x107x142x70)
Days on market12
ListedAug 6, 2026
MLS #NST7123167
CountyStearns
SubdivisionCentennial
Parcel #82451170000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dryer, Exhaust Fan, Freezer, Gas Water Heater, Range, Refrigerator

Property

Levels / stories
Two
Garage
2 spaces · 21.5x22 · 473 sqft
Parking features
Attached Garage, Concrete, Electric Vehicle Charging Station(s)
Patio & porch
Deck
Exterior features
Steel Siding
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 768 sqft
Roof
Age 8 Years or Less
Year built
1962

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Centennial
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,230 (2026)
Listed
Aug 6, 2026
Days on market
12 · 26 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Full, Partially Finished, Storage Space
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryIn Basement, Sink
AppliancesDryer, Exhaust Fan, Freezer, Gas Water Heater, Range, Refrigerator
DiningKitchen/Dining Room
AccessibilityNone
Special features4 BR on One Level

Exterior & lot

ExteriorSteel Siding
RoofAge 8 Years or Less
FoundationBlock
Foundation area768 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric Vehicle Charging Station(s)
Garage spaces2
Garage size473 sqft

Financial details

Annual taxes$3,230
Tax year2026
Taxes w/ assessments3230
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,800Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,800

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,722/mo
Principal & interest$1,366
Property taxes$269
Home insurance (est.)$87
%
$52,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1041 23rd Avenue N, Saint Cloud, MN, 56303

Listing information

MLS #NST7123167
StatusClosed
Last updatedSep 21, 2026, 2:46 PM
Originally listedAug 6, 2026, 2:57 PM
Listing officeKeller Williams Classic Rlty NW

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.