Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,070 (2025).

What school district is this property in?

This property is in the 738 - Holdingford school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 25 days.

Listed at

$199,900

$185/sqft

Aud Sub #13

1039 4th Street, Holdingford, MN, 56340

3 Bedrooms1 Bathroom1,080 Square Feet1.24 Acres

Days on market25

Year built1960

Garage spaces4

TypeResidential

Est. $2,997buyer credit when you buy with SODL

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About this home

Secluded 1+ acre home with countless updates over the years featuring a large 30x36’ garage/shed. This home offers the convenience of three bedrooms on main level, kitchen, dining area, living room, and full bathroom. The basement offers endless storage in huge crawlspace. Home has updated steel siding, vinyl windows, forced air furnace and AC. This desirable lot is surrounded by mature trees along the popular Wobegon trail right on the edge of town with plenty beautiful grass for games and fun!! Relax on the front deck enjoying this truly a peaceful setting.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1960

LevelsOne

Living area1,080 sqft

Above-grade finished1,080 sqft

Below-grade finished0 sqft

Lot size1.24 acres (302.6x182x146.6x134)

Days on market25

ListedJun 13, 2026

MLS #NST7092081

CountyStearns

SubdivisionAud Sub #13

Parcel #58335000010

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 4 spaces · 1,152 sqft
Parking features: Detached Garage
Patio & porch: Deck, Front Porch
Exterior features: Steel Siding
Other structures: Garage(s)

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,080 sqft
Roof: Asphalt, Pitched
Year built: 1960

Utilities

Water: City Water/Connected, Dug, Well
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Aud Sub #13
HOA: No HOA
School district: 738 - Holdingford
High school district: Holdingford

Financial & listing details

Annual tax: $2,070 (2025)
Listed: Jun 13, 2026
Days on market: 25 · 4 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space, Daylight/Lookout Windows, Partial, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDryer, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Main Floor Primary Bedroom, Porch

AccessibilityNone

Special features3 BR on One Level, Main Floor Primary

Exterior & lot

ExteriorSteel Siding

RoofAsphalt, Pitched

FoundationBlock

Foundation area1,080 sqft

Patio/porchDeck, Front Porch

Lot featuresIrregular Lot, Tree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Dug, Well

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces4

Garage size1,152 sqft

Financial details

Annual taxes$2,070

Tax year2025

Taxes w/ assessments2070

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District738 - Holdingford

District number738

District phone3207462196

High schoolHoldingford

SODL flat fee brokerage

$2,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,290/mo

Principal & interest$1,051

Property taxes$173

Home insurance (est.)$67

Down payment

$39,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.