Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,156 (2026).

What school district is this property in?

This property is in the 761 - Owatonna school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 7 days.

Sold / Closed

$260,000

Sold price · Closed Aug 14, 2026

$157/sqft

Clark

1034 Cardinal Drive, Owatonna, MN, 55060

3 Bedrooms2 Bathrooms1,687 Square Feet0.23 Acres

Days on market7

Year built1964

Garage spaces2

TypeResidential

Est. $4,947buyer credit when you buy with SODL

About this home

Find your nest on Cardinal! This well kept 3 bedroom, 2 bath ranch home offers comfortable living with a bright and welcoming atmosphere. Large windows fill the living room with natural light, creating an open and airy feel, while the kitchen feels fresh and inviting with plenty of space for everyday living. The bedrooms feature beautiful hardwood floors that add warmth and character, and the lower level family room provides extra space to relax, entertain, or gather with friends and family. You'll also appreciate the abundant storage throughout the lower level. Step outside to the patio and enjoy the privacy fenced backyard, offering the perfect spot for morning coffee, summer grilling, or simply unwinding at the end of the day. This move-in-ready home combines comfort, function, and pride of ownership in a desirable location with close proximity to Lincoln Elementary and Hwy 14.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1964

LevelsOne

Living area1,687 sqft

Above-grade finished1,337 sqft

Below-grade finished350 sqft

Lot size0.23 acres (118 x 85)

Days on market7

ListedJul 10, 2026

MLS #NST7106904

CountySteele

SubdivisionClark

Parcel #171960104

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 535 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Patio
Exterior features: Fiber Board
Fencing: Partial, Privacy

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,337 sqft
Roof: Asphalt
Year built: 1964

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Clark
HOA: No HOA
School district: 761 - Owatonna
High school district: Owatonna

Financial & listing details

Annual tax: $3,156 (2026)
Listed: Jul 10, 2026
Days on market: 7
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Partially Finished

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Patio, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorFiber Board

RoofAsphalt

FoundationBlock

Foundation area1,337 sqft

Patio/porchPatio

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size535 sqft

Financial details

Annual taxes$3,156

Tax year2026

Taxes w/ assessments3156

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District761 - Owatonna

District number761

District phone5074448610

High schoolOwatonna

SODL flat fee brokerage

$4,947Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,947

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,743/mo

Principal & interest$1,392

Property taxes$263

Home insurance (est.)$88

Down payment

$52,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.