Listed at
$524,900
$259/sqft

Island View Estates

10315 99th Street, Otsego, MN, 55362
4  Bedrooms2  Bathrooms2,030  Square Feet1.63  Acres
Days on market31
Year built1992
Garage spaces4
TypeResidential
Est. $12,747buyer credit when you buy with SODL
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About this home

This one has it all! Set on over 1.5 acres with beautiful golf course views, plenty of room to roam, and an impressive 26x38 heated detached garage with a bonus room above! This 4-bedroom home offers 2,110 sq ft with thoughtful updates and abundant storage throughout. The exterior shines with new siding, stone and shakes, plus two new windows. Inside, you’ll love the giant entry closet, newer washer and dryer, and newer water heater. The attached garage adds even more convenience with tons of attic storage. The detached garage is insulated with insulated doors, heated, and was built ready for in-floor heat, offering incredible space for vehicles, toys, hobbies, or projects, while the bonus room above has endless possibilities! Outside, the giant patio with gas fire pit is the perfect place to relax or entertain while taking in the beautiful golf course views. Add in apple trees, a recently resealed driveway, two PID numbers, and a new septic system coming soon, and you have a property that checks all the boxes! Acreage, golf course views, flexible living space, and exceptional garage space make this a rare find!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1992
LevelsSplit Entry (Bi-Level)
Living area2,030 sqft
Above-grade finished1,060 sqft
Below-grade finished970 sqft
Lot size1.63 acres (120 x 420)
Days on market31
ListedAug 28, 2026
MLS #NST7133055
CountyWright
SubdivisionIsland View Estates
Parcel #118121004040

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
4 spaces · 21.5x21 · 451 sqft
Parking features
Detached Garage, Finished Garage, Heated Garage, Insulated Garage
Patio & porch
Deck, Patio
Exterior features
Stone, Shakes, Vinyl
Other structures
Garage(s)

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,060 sqft
Roof
Asphalt
Year built
1992

Utilities

Water
Private, Well
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Natural Gas

Community & HOA

Subdivision
Island View Estates
HOA
No HOA
School district
882 - Monticello
High school district
Monticello

Financial & listing details

Annual tax
$3,240 (2025)
Listed
Aug 28, 2026
Days on market
31
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level, Laundry Room
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Natural Woodwork, Patio, Paneled Doors, Panoramic View, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorStone, Shakes, Vinyl
RoofAsphalt
FoundationBlock
Foundation area1,060 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer, Tank with Drainage Field
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Finished Garage, Heated Garage, Insulated Garage
Garage spaces4
Garage size451 sqft

Financial details

Annual taxes$3,240
Tax year2025
Taxes w/ assessments3240
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District882 - Monticello
District number882
District phone7632722000
High schoolMonticello
SODL flat fee brokerage
$12,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,204/mo
Principal & interest$2,759
Property taxes$270
Home insurance (est.)$175
%
$104,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10315 99th Street, Otsego, MN, 55362

Listing information

MLS #NST7133055
StatusActive
Last updatedSep 28, 2026, 3:08 AM
Originally listedAug 28, 2026, 2:55 PM
Listing officeLuke Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.