Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,056 (2025).

What school district is this property in?

This property is in the 761 - Owatonna school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 8 days.

No photos available

Sold / Closed

$214,000

Sold price · Closed Oct 17, 2025

$158/sqft

Phelps Add

1031 S Cedar Avenue, Owatonna, MN, 55060

3 Bedrooms1 Bathroom1,327 Square Feet0.329 Acres

Days on market8

Year built1887

Garage spaces1

TypeResidential

Est. $3,297buyer credit when you buy with SODL

About this home

This adorable story-and-a-half home shines with fresh curb appeal, featuring brand-new blue siding, crisp white trim, and a charming covered front porch framed with natural wood accents. Step inside to find hardwood floors, a brand-new kitchen and bath, plus all the big updates already taken care of—new AC, water heater, plumbing, and windows. With its welcoming style and modern upgrades, you’ll have peace of mind and comfort from day one. Out back, the big backyard offers plenty of room for relaxing, entertaining, or simply enjoying the outdoors. This home is the perfect blend of charm, function, and move-in-ready ease.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1887

LevelsOne and One Half

Living area1,327 sqft

Above-grade finished1,327 sqft

Below-grade finished0 sqft

Lot size0.329 acres (74 x 195)

Days on market8

ListedSep 22, 2025

MLS #NST6791848

CountySteele

SubdivisionPhelps Add

Parcel #171011215

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 1 space · 240 sqft
Parking features: Detached Garage
Patio & porch: Patio, Porch
Exterior features: Vinyl
Lot size: 0.329 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete
Foundation: Combination · 1,002 sqft
Roof: Asphalt
Year built: 1887

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Phelps Add
HOA: No HOA
School district: 761 - Owatonna
High school district: Owatonna

Financial & listing details

Annual tax: $2,056 (2025)
Listed: Sep 22, 2025
Days on market: 8
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementFull, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDishwasher, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

DiningSeparate/Formal Dining Room

AmenitiesHardwood Floors, Kitchen Window, Patio, Porch, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationCombination

Foundation area1,002 sqft

Patio/porchPatio, Porch

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size240 sqft

Financial details

Annual taxes$2,056

Tax year2025

Taxes w/ assessments2056

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District761 - Owatonna

District number761

District phone5074448610

High schoolOwatonna

SODL flat fee brokerage

$3,297Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,297

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,344/mo

Principal & interest$1,103

Property taxes$171

Home insurance (est.)$70

Down payment

$41,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.