Does this property have an HOA?

Yes. The HOA fee is $488 per month.

What are the annual property taxes?

Annual property taxes are $1,233 (2024).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 159 days.

Pending

$1,224,800

$381/sqft

Registered Land Surv 639 Tract

103 Spring Farm Road, North Oaks, MN, 55127

3 Bedrooms3 Bathrooms3,216 Square Feet0.443 Acres

Days on market159

Year built2026

Garage spaces3

HOA / month$488

TypeResidential

Est. $33,744buyer credit when you buy with SODL

About this home

This is a custom build - only 1 of endless possibilities! Discover the elegance of North Oaks' prestigious Spring Farm neighborhood! This exquisite Charles Cudd villa masterfully combines striking architecture with sophisticated interior design, offering a functional layout that exudes timeless charm. Enjoy a carefree lifestyle with an HOA that takes care of all lawn care & irrigation + snow removal. Experience the ease of 1-level living. Additional floorplans are available!

Contact us

Write a message

Home facts

Property typeResidential

Property subtype(TH) Detached

Year built2026

LevelsOne

Living area3,216 sqft

Above-grade finished1,799 sqft

Below-grade finished1,417 sqft

Lot size0.443 acres (195x68x190x137)

Days on market159

ListedNov 15, 2024

New constructionYes

MLS #NST6632025

CountyRamsey

SubdivisionRegistered Land Surv 639 Tract

Parcel #093022240009

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air, In-Floor Heating, Zoned
Cooling: Central Air, Zoned
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 36x24 · 960 sqft
Parking features: Attached Garage, Concrete, Electric Vehicle Charging Station(s), Floor Drain, Garage Door Opener, Insulated Garage
Patio & porch: Composite Decking, Covered, Deck, Front Porch, Patio, Rear Porch
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: (TH) Detached
Foundation: 1,540 sqft
Roof: Age 8 Years or Less, Asphalt
Builder: CHARLES CUDD CO LLC
New construction: Yes

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Registered Land Surv 639 Tract
HOA: $488/month
HOA name: North Oaks HOA & Spring Farm HOA
HOA phone: 6514292223
HOA includes: Beach Access, Dock, Lawn Care, Professional Mgmt, Recreation Facility, Shared Amenities, Snow Removal
HOA amenities: Beach, Dock, In-Ground Sprinkler System, Tennis Courts, Trail(s)

Financial & listing details

Annual tax: $1,233 (2024)
Tax with assessments: 1298
Listed: Nov 15, 2024
Days on market: 159
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, 8 ft+ Pour, Finished, Full, Concrete, Storage Space, Sump Pump, Walkout

HeatingForced Air, In-Floor Heating, Zoned

CoolingCentral Air, Zoned

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup

AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Water Softener Owned

DiningBreakfast Bar, Informal Dining Room

AmenitiesCeiling Fan(s), Deck, Ethernet Wired, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Porch, In-Ground Sprinkler, Sun Room, Tile Floors, Washer/Dryer Hookup, Wet Bar, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,540 sqft

Patio/porchComposite Decking, Covered, Deck, Front Porch, Patio, Rear Porch

Road frontageCurbs, Paved Streets, Private Road

Road responsibilityAssociation Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric Vehicle Charging Station(s), Floor Drain, Garage Door Opener, Insulated Garage

Garage spaces3

Garage size960 sqft

Financial details

Annual taxes$1,233

Tax year2024

Taxes w/ assessments1298

Assessment pendingNo

HOA fee$488

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2099

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$33,744Estimated buyer credit

SODL platform fee $3,000Your buyer credit $33,744

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$7,436/mo

Principal & interest$6,437

Property taxes$103

Home insurance (est.)$408

HOA fees$488

Down payment

$244,960

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.