Pending
$275,000
$218/sqft

River Oaks Villa 6

103 7th Street N, Cold Spring, MN, 56320
2  Bedrooms2  Bathrooms1,263  Square Feet0.05  Acres
Days on market11
Year built2000
Garage spaces2
HOA / month$200
TypeResidential
Est. $5,250buyer credit when you buy with SODL

About this home

Discover the ease of one-level living in this lovely and quiet townhome community adjacent to the River Oaks Golf Course. This spacious townhome has an abundance of natural light throughout and offers a comfortable space to relax or entertain. Easy entry with no steps in from front door or in from garage. Kitchen features Corian solid surface countertops, tile backsplash, and newer SS appliances-circa 2014. Convenient desktop/drop station upon entry into kitchen area. Kitchen has an abundance of cabinets, a wall pantry and lots of counter space for meal prep. Peninsula for casual bar stool dining. Living room, dining room and kitchen connect seamlessly. Newer luxury vinyl plank flooring in living room and dining room. Vaulted ceilings throughout living room, dining area and kitchen. Tile floors in kitchen and entry. Cozy corner gas fireplace. Spacious primary suite with north and east-facing windows has vinyl plank flooring and a wall of closets. Private ¾ primary bath and a stacking washer and dryer to maximize space. Front second bedroom has windows facing south and east and can also be used as an office, den or reading room. Full bath with linen closet off main entry. Step out to oversized concrete patio to extend your living and entertaining space. This beautiful home could be yours!

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Home facts

Property typeResidential
Property subtypeTownhouse Side x Side
Year built2000
LevelsOne
Living area1,263 sqft
Above-grade finished1,263 sqft
Below-grade finished0 sqft
Lot size0.05 acres (0)
Days on market11
ListedFeb 12, 2026
MLS #NST7014776
CountyStearns
SubdivisionRiver Oaks Villa 6
Parcel #48297030214

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces
Parking features
Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Patio & porch
Patio
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
Townhouse Side x Side
Foundation
1,263 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
2000

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
River Oaks Villa 6
HOA
$200/month
HOA name
River Oaks Plat6 Association
HOA phone
3204928897
HOA includes
Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Snow Removal
HOA amenities
In-Ground Sprinkler System

Financial & listing details

Annual tax
$2,956 (2026)
Listed
Feb 12, 2026
Days on market
11
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Main Level, In Unit, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCable, Ceiling Fan(s), Indoor Sprinklers, Main Floor Primary Bedroom, Natural Woodwork, Patio, Skylight, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityGrab Bars In Bathroom, No Stairs External, No Stairs Internal
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched
Foundation area1,263 sqft
Patio/porchPatio
Lot featuresTree Coverage - Medium
Road frontageCity Street, Cul De Sac, Paved Streets, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size0 sqft

Financial details

Annual taxes$2,956
Tax year2026
Taxes w/ assessments2956
Assessment pendingNo
HOA fee$200
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2255
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$5,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,983/mo
Principal & interest$1,445
Property taxes$246
Home insurance (est.)$92
HOA fees$200
%
$55,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

103 7th Street N, Cold Spring, MN, 56320

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Listing information

MLS #NST7014776
StatusPending
Last updatedMar 7, 2026, 6:15 PM
Originally listedFeb 12, 2026, 8:54 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.