Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,816 (2025).

What school district is this property in?

This property is in the 544 - Fergus Falls school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 46 days.

Listed at

$199,900

$212/sqft

Aspen

103 Lydia Lane, Fergus Falls, MN, 56537

2 Bedrooms1 Bathroom944 Square Feet0.194 Acres

Days on market46

Year built1998

Garage spaces2

TypeResidential

Est. $2,997buyer credit when you buy with SODL

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About this home

Whether you are looking for your first home, your next investment, or a home where you can design your own finishing touches, this is it! This 2-bedroom, 1 full bath, with 2-stall attached insulated garage in a lovely, well-established neighborhood has loads of potential! This home is move-in ready, conveniently located, and is priced to SELL! Did we mention a blank slate to finish the lower level the way you want it? Plumbing fixtures and insulated stud walls in the lower level would allow for more bedrooms and living space, if desired. Call for your private tour today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1998

LevelsSplit Entry (Bi-Level)

Living area944 sqft

Above-grade finished944 sqft

Below-grade finished0 sqft

Lot size0.194 acres (75 x 120)

Days on market46

ListedJun 14, 2026

MLS #NST7092725

CountyOtter Tail

SubdivisionAspen

Parcel #71003991581000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Dual Fuel/Off Peak, Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 21 x 22 · 462 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener, Insulated Garage
Exterior features: Vinyl
Fencing: Partial, Privacy
Lot size: 0.194 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 944 sqft
Roof: Age 8 Years or Less
Year built: 1998

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Natural Gas

Community & HOA

Subdivision: Aspen
HOA: No HOA
School district: 544 - Fergus Falls
High school district: Fergus Falls

Financial & listing details

Annual tax: $1,816 (2025)
Listed: Jun 14, 2026
Days on market: 46 · 24 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Sump Basket, Unfinished, Walkout

HeatingDual Fuel/Off Peak, Forced Air

CoolingCentral Air

LaundryLower Level

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Kitchen Window, Primary Bedroom Walk-In Closet, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area944 sqft

Lot featuresTree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Insulated Garage

Garage spaces2

Garage size462 sqft

Financial details

Annual taxes$1,816

Tax year2025

Taxes w/ assessments1816

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District544 - Fergus Falls

District number544

District phone2189980544

High schoolFergus Falls

SODL flat fee brokerage

$2,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,269/mo

Principal & interest$1,051

Property taxes$151

Home insurance (est.)$67

Down payment

$39,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.