Sold / Closed
$175,000

Sold price · Closed Jun 9, 2026

$148/sqft

Whitney Garden Lts

103 2nd Avenue N, Waite Park, MN, 56387
1  Bedrooms1  Bathroom1,389  Square Feet0.24  Acres
Days on market58
Year built1928
Garage spaces2
TypeResidential
Est. $3,150buyer credit when you buy with SODL

About this home

Charming story-and-a-half home offering warmth, character, and versatile living space. This inviting property features a spacious two-room loft—perfect for a home office, guest quarters, or creative retreat. Fresh new carpet adds comfort and a move-in-ready feel. Enjoy the convenience of an extra-large, two-stall garage that is both insulated and heated, complete with ample storage space for all your tools, toys, and seasonal items. Situated on a fenced corner lot, the outdoor space is designed for both privacy and enjoyment. Multiple patio areas provide the perfect setting for entertaining, relaxing, or hosting gatherings. A wonderful blend of functionality and charm—this home is ready to fit your lifestyle.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1928
LevelsOne and One Half
Living area1,389 sqft
Above-grade finished1,389 sqft
Below-grade finished0 sqft
Lot size0.24 acres (75x142)
Days on market58
ListedApr 2, 2026
MLS #NST7048204
CountyStearns
SubdivisionWhitney Garden Lts
Parcel #98613980000

Facts & features

Interior

Bedrooms
1
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
None
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 24x32, 8x32 · 768 sqft
Parking features
Detached Garage, Concrete, Gravel, Heated Garage, Insulated Garage
Patio & porch
Patio
Exterior features
Vinyl
Fencing
Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
8 ft+ Pour · 717 sqft
Year built
1928

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
Whitney Garden Lts
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$1,300 (2025)
Listed
Apr 2, 2026
Days on market
58
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementFull
HeatingForced Air
CoolingNone
AppliancesDryer, Range, Refrigerator, Washer
AccessibilityNone

Exterior & lot

ExteriorVinyl
Foundation8 ft+ Pour
Foundation area717 sqft
Patio/porchPatio
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Gravel, Heated Garage, Insulated Garage
Garage spaces2
Garage size768 sqft

Financial details

Annual taxes$1,300
Tax year2025
Taxes w/ assessments1300
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$3,150Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,150

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,254/mo
Principal & interest$1,077
Property taxes$108
Home insurance (est.)$68
%
$41,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

103 2nd Avenue N, Waite Park, MN, 56387

Listing information

MLS #NST7048204
StatusClosed
Last updatedJun 9, 2026, 9:14 PM
Originally listedApr 8, 2026, 12:00 AM
Listing officePrairie Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.