Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,117 (2026).

What school district is this property in?

This property is in the 834 - Stillwater school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 61 days.

Listed at

$650,000

$205/sqft

White Birch Acres

10256 Kismet Lane, Stillwater, MN, 55082

4 Bedrooms3 Bathrooms3,177 Square Feet4.009 Acres

Days on market61

Year built1975

Garage spaces2

TypeResidential

Est. $16,500buyer credit when you buy with SODL

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About this home

Tucked away on a stunning 4-acre setting, this beautifully updated home offers the privacy you've been searching for. Surrounded by a private lake and a tranquil pond, you'll enjoy peaceful views and an unmatched natural setting every day. Inside, you'll find nearly 3,200 finished square feet featuring 4 bedrooms, 3 bathrooms, and a thoughtfully designed floor plan perfect for everyday living and entertaining. The fully remodeled kitchen serves as the heart of the home with stylish finishes and exceptional functionality, while the stunning two-sided fireplace on the main level creates a warm, inviting focal point shared between the living spaces. Major improvements provide peace of mind, including a new roof, new LP SmartSide siding, Anderson 400 Series windows and patio doors, a new downstairs fireplace insert, and an impressive maintenance-free deck complete with new railings, footings, and beams. Whether you're enjoying your morning coffee overlooking the water or hosting family and friends on the expansive deck, this property offers the perfect blend of comfort, quality, and privacy.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1975

LevelsOne

Living area3,177 sqft

Above-grade finished1,761 sqft

Below-grade finished1,416 sqft

Lot size4.009 acres (793x224x661x241)

Days on market61

ListedJul 30, 2026

MLS #NST7117500

CountyWashington

SubdivisionWhite Birch Acres

Parcel #1103021430007

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 25x22 · 550 sqft
Carport: 1
Parking features: Attached Garage, Carport, Gravel, Electric Vehicle Charging Station(s), Garage Door Opener
Patio & porch: Composite Decking, Deck
Exterior features: Cedar, Engineered Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: Block · 1,761 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
Year built: 1975

Utilities

Water: Private, Well
Sewer: Private Sewer
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: White Birch Acres
HOA: No HOA
School district: 834 - Stillwater
High school district: Stillwater

Financial & listing details

Annual tax: $5,117 (2026)
Tax with assessments: 5120
Listed: Jul 30, 2026
Days on market: 61
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementBlock, Finished, Full, Storage Space, Walkout

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces2

LaundryLower Level, Sink

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Panoramic View

AccessibilityNone

Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Renovated

Exterior & lot

ExteriorCedar, Engineered Wood

RoofAge 8 Years or Less, Architectural Shingle, Asphalt

FoundationBlock

Foundation area1,761 sqft

Patio/porchComposite Decking, Deck

Lot featuresAccessible Shoreline, Tree Coverage - Heavy, Wetlands

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Carport, Gravel, Electric Vehicle Charging Station(s), Garage Door Opener

Garage spaces2

Garage size550 sqft

Financial details

Annual taxes$5,117

Tax year2026

Taxes w/ assessments5120

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District834 - Stillwater

District number834

District phone6513518301

High schoolStillwater

SODL flat fee brokerage

$16,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,059/mo

Principal & interest$3,416

Property taxes$426

Home insurance (est.)$217

Down payment

$130,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.