Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,148.16 (2026).

What school district is this property in?

This property is in the 840 - St. James school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 24 days.

Listed at

$205,000

$107/sqft

Floradale

1025 7th Street, Saint James, MN, 56081

3 Bedrooms2 Bathrooms1,910 Square Feet0.18 Acres

Days on market24

Year built1957

Garage spaces2

TypeResidential

Est. $3,150buyer credit when you buy with SODL

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About this home

Spacious home with a large kitchen featuring Cambria countertops, family room with fireplace and patio doors, formal dining, oversized living room, and main-floor bedroom and bath. Two large upstairs bedrooms, full basement with future finishing potential, attached two-stall garage, newer shingles, permanent siding, and updated mechanicals.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1957

LevelsTwo

Living area1,910 sqft

Above-grade finished1,910 sqft

Below-grade finished0 sqft

Lot size0.18 acres (75x102)

Days on market24

ListedSep 4, 2026

MLS #NST7138997

CountyWatonwan

SubdivisionFloradale

Parcel #202770040

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Gas Water Heater, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 22x26 · 572 sqft
Parking features: Attached Garage, Concrete
Exterior features: Aluminum Siding
Lot size: 0.18 acres
Lot dimensions: 75x102

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete, Frame
Foundation: Block · 1,398 sqft
Roof: Asphalt
Year built: 1957

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Floradale
HOA: No HOA
School district: 840 - St. James
High school district: St. James

Financial & listing details

Annual tax: $2,148.16 (2026)
Tax with assessments: 3120
Listed: Sep 4, 2026
Days on market: 24 · 152 cumulative
Special listing conditions: Short Sale
Short sale potential: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesGas Water Heater, Water Softener Owned

AccessibilityNone

Exterior & lot

ExteriorAluminum Siding

RoofAsphalt

FoundationBlock

Foundation area1,398 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size572 sqft

Financial details

Annual taxes$2,148.16

Tax year2026

Taxes w/ assessments3120

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleYes

ForeclosureNo

Schools

District840 - St. James

District number840

District phone5073755974

High schoolSt. James

SODL flat fee brokerage

$3,150Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,150

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,325/mo

Principal & interest$1,077

Property taxes$179

Home insurance (est.)$68

Down payment

$41,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.