Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,042 (2026).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 405 days.

Listed at

$225,900

$88/sqft

Cnty Aud Sub 1

1021 Mountain Lake Road, Mountain Lake, MN, 56159

1 Bedrooms3 Bathrooms2,568 Square Feet0.917 Acres

Days on market405

Year built1977

Garage spaces2

TypeResidential

Est. $3,777buyer credit when you buy with SODL

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About this home

Welcome to this beautifully designed bi- level home! This home features a custom design. With an attached 2 stall garage with plenty of room inside and out, this property offers the perfect blend of comfort and functionality with the feel of Northwoods charm! This home features an open concept kitchen/dining/living room layout with beautifully designed custom cabinetry, breakfast bar, patio doors for access to a covered deck, stone fireplace and vaulted ceilings with hand-milled spruce beams. The main floor bedroom features ensuite bath, walk-in closet and laundry area. The walk-out lower level offers even more room to spread out with a large family room featuring a cozy woodburning fireplace, non-conforming bedroom, 3 pc. bath and tons of storage areas. The attached 2 stall garage is insulated with direct access to the spacious backyard. Don't miss out on this opportunity to own this beautiful move-in home!!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1977

LevelsSplit Entry (Bi-Level)

Living area2,568 sqft

Above-grade finished1,268 sqft

Below-grade finished1,300 sqft

Lot size0.917 acres (180'x115'x80'x185'x100'x300')

Days on market405

ListedAug 19, 2025

MLS #NST6773938

CountyCottonwood

SubdivisionCnty Aud Sub 1

Parcel #221610502

Facts & features

Interior

Bedrooms: 1
Bathrooms: 3
Bath breakdown: 2 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 24'x26' · 570 sqft
Parking features: Attached Garage
Patio & porch: Covered, Front Porch, Patio
Other structures: Storage Shed
Lot size: 0.917 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 1,268 sqft
Roof: Asphalt
Year built: 1977

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 150 Amp Service

Community & HOA

Subdivision: Cnty Aud Sub 1
HOA: No HOA
School district: Mountain Lake

Financial & listing details

Annual tax: $4,042 (2026)
Listed: Aug 19, 2025
Days on market: 405
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths0

3/4 baths2

Half baths1

1/4 baths0

BasementFinished, Full, Storage Space, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces2

LaundryMain Level

AppliancesDishwasher, Disposal, Dryer, Range, Refrigerator, Washer, Water Softener Owned

DiningInformal Dining Room

AccessibilityNone

Exterior & lot

RoofAsphalt

Foundation area1,268 sqft

Patio/porchCovered, Front Porch, Patio

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size570 sqft

Financial details

Annual taxes$4,042

Tax year2026

Taxes w/ assessments4042

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number881

District phone5074272325

High schoolMountain Lake

SODL flat fee brokerage

$3,777Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,777

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,599/mo

Principal & interest$1,187

Property taxes$337

Home insurance (est.)$75

Down payment

$45,180

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.