Listed at
$679,900
$264/sqft

Benton Harbor

1021 Gardner Street, Wayzata, MN, 55391
3  Bedrooms4  Bathrooms2,573  Square Feet0.2  Acres
Days on market271
Year built2022
Garage spaces2
TypeResidential
Est. $17,397buyer credit when you buy with SODL
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About this home

Just a 5-minute stroll to picturesque downtown Wayzata and the sparkling shores of Lake Minnetonka! Enjoy the vibrant lifestyle with acclaimed restaurants, charming boutiques, coffee shops, ice cream, the beach, and endless lake views right outside your door. This like-new home combines comfort, style, and versatility-perfect for everyday living or a convenient in-town retreat. The thoughtfully designed floor plan showcases a spacious gourmet kitchen, an inviting Great Room with fireplace, and three oversized bedrooms. The luxurious owner’s suite features a spa-like bath with soaking tub, walk-in shower, and generous closet space. An ensuite bath services the 2nd main floor bedroom and a convenient half bath serves the main level. The upper level offers a cozy family room, spacious 3rd bedroom and a full bath. Opportunities like this are rare—finding a home in Wayzata proper under $1M is nearly impossible. Don’t wait! Seller financing available.

View this property at

Date
Feb 7, 2026
Time
7pm – 9pm
Address
1021 Gardner Street, Wayzata, MN, 55391

+1 more open house date

Listed By: Coldwell Banker Realty • NST7003562 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2022
LevelsOne and One Half
Living area2,573 sqft
Above-grade finished2,573 sqft
Below-grade finished0 sqft
Lot size0.2 acres (114x80)
Days on market271
ListedDec 31, 2025
MLS #NST7003562
CountyHennepin
SubdivisionBenton Harbor
Parcel #0611722110023

Facts & features

Interior

Bedrooms
3
Bathrooms
4
Bath breakdown
3 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
2 spaces · 22x21 · 462 sqft
Parking features
Attached Garage, Finished Garage, Garage Door Opener
Lot size
0.2 acres
Lot dimensions
114x80
Lot features
Tree Coverage - Light

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
2,001 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2022

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Benton Harbor
HOA
No HOA
School district
Wayzata

Financial & listing details

Annual tax
$9,417 (2025)
Listed
Dec 31, 2025
Days on market
271 · 471 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths0
Half baths1
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesKitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area2,001 sqft
Lot featuresTree Coverage - Light
Road frontageCity Street, Cul De Sac, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Finished Garage, Garage Door Opener
Garage spaces2
Garage size462 sqft

Financial details

Annual taxes$9,417
Tax year2025
Taxes w/ assessments9417
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1280
District phone7637455000
High schoolWayzata
SODL flat fee brokerage
$17,397Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,397

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,585/mo
Principal & interest$3,573
Property taxes$785
Home insurance (est.)$227
%
$135,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1021 Gardner Street, Wayzata, MN, 55391

Listing information

MLS #NST7003562
StatusActive
Last updatedFeb 3, 2026, 11:15 PM
Originally listedDec 31, 2025, 9:43 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.