Listed at
$649,900
$259/sqft

Petersons Birch Lake View

10205 Aetna Avenue, Monticello, MN, 55362
4  Bedrooms3  Bathrooms2,509  Square Feet2.828  Acres
Days on market15
Year built1989
Garage spaces2
TypeResidential
Est. $16,497buyer credit when you buy with SODL
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About this home

Enjoy this stunning one-level walkout on a private 2.83 acre setting that offers an exceptional 160 feet of lakeshore and dock access on Birch Lake! Upon entering you’re greeted with a generously sized living room that includes hard-wood floors, a brick surround gas fireplace and a wall of windows overlooking the backyard and lake. The kitchen offers an ample amount of white cabinetry, granite counters, white subway tile backsplash and stainless appliances. The dining room includes walkout access to the oversized cedar deck. The main level primary suite offers private views of Birch Lake, a walk-in closet, and an oversized primary bathroom with a separate tub and shower along with double sinks. Two additional bedrooms and a full bathroom complement the main level. The lower-level family room is set up perfectly to entertain your guests with walkout access to the back patio, a wood burning fireplace with brick surround and plenty of spectacular lake views. A private guest bedroom with a walk-in closet and another full bathroom completes the lower level. Additional features include plenty of storage space, an exterior storage shed, a new AC and furnace in 2024, new roof in 2024, Anderson Windows and a new septic mound system installed on 6/2026.

View this property at

Date
Oct 3, 2026
Time
4pm – 7pm
Address
10205 Aetna Avenue, Monticello, MN, 55362

Listed By: Coldwell Banker Realty • NST7143780 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1989
LevelsOne
Living area2,509 sqft
Above-grade finished1,566 sqft
Below-grade finished943 sqft
Lot size2.828 acres (270x548x160x622)
Days on market15
ListedSep 14, 2026
MLS #NST7143780
CountyWright
SubdivisionPetersons Birch Lake View
Parcel #213135001020

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
3 full
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Freezer, Fuel Tank - Rented, Gas Water Heater, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 24x28 · 633 sqft
Parking features
Attached Garage, Gravel, Garage Door Opener
Patio & porch
Deck, Patio
Exterior features
Stone, Cedar
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,566 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1989

Utilities

Water
Well
Sewer
Mound Septic, Septic System Compliant - Yes
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

Subdivision
Petersons Birch Lake View
HOA
No HOA
School district
882 - Monticello
High school district
Monticello

Financial & listing details

Annual tax
$4,990 (2026)
Listed
Sep 14, 2026
Days on market
15 · 55 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths3
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Finished, Full, Storage Space, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLower Level, Laundry Room, Sink
AppliancesCooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Freezer, Fuel Tank - Rented, Gas Water Heater, Water Filtration System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Tile Floors, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary

Exterior & lot

ExteriorStone, Cedar
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,566 sqft
Patio/porchDeck, Patio
Lot featuresAccessible Shoreline, Tree Coverage - Heavy
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerMound Septic, Septic System Compliant - Yes
FuelPropane

Parking & garage

ParkingAttached Garage, Gravel, Garage Door Opener
Garage spaces2
Garage size633 sqft

Financial details

Annual taxes$4,990
Tax year2026
Taxes w/ assessments4990
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District882 - Monticello
District number882
District phone7632722000
High schoolMonticello
SODL flat fee brokerage
$16,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,048/mo
Principal & interest$3,416
Property taxes$416
Home insurance (est.)$217
%
$129,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10205 Aetna Avenue, Monticello, MN, 55362

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Listing information

MLS #NST7143780
StatusActive
Last updatedSep 28, 2026, 1:56 PM
Originally listedSep 14, 2026, 10:08 AM
Listing officeColdwell Banker Realty
Co-listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.