Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,052 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 37 days.

Pending

$210,000

$97/sqft

South Side Park Add

1020 12th Avenue, Saint Cloud, MN, 56301

4 Bedrooms2 Bathrooms2,172 Square Feet0.11 Acres

Days on market37

Year built1940

Garage spaces1

TypeResidential

Est. $3,300buyer credit when you buy with SODL

About this home

This home has that old-fashioned charm, with arched doorways, built-in planters, and is conveniently located within walking distance from SCSU's campus, Lake George, downtown, or the grocery store. Great road access to much of the St. Cloud area, including convenient routing to I-94 or HWY 10 for the commuters. This home was purchased just a few years ago after an update and flip, so there are many newer items included. The sellers did have a walk-in bathtub and a new main sewer line installed. T-mobile fiber and Spectrum available.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1940

LevelsOne and One Half

Living area2,172 sqft

Above-grade finished1,626 sqft

Below-grade finished546 sqft

Lot size0.11 acres (41x122)

Days on market37

ListedJan 14, 2026

MLS #NST7008927

CountyStearns

SubdivisionSouth Side Park Add

Parcel #82509040000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Basement: Concrete, Partially Finished · 546 sqft finished

Property

Levels / stories: One and One Half
Garage: 1 space · 360 sqft
Parking features: Detached Garage
Lot size: 0.11 acres
Lot dimensions: 41x122
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,080 sqft
Year built: 1940

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 150 Amp Service

Community & HOA

Subdivision: South Side Park Add
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $2,052 (2025)
Tax with assessments: 2060
Listed: Jan 14, 2026
Days on market: 37
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementConcrete, Partially Finished

HeatingForced Air

CoolingCentral Air

AccessibilityNone

Exterior & lot

Foundation area1,080 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size360 sqft

Financial details

Annual taxes$2,052

Tax year2025

Taxes w/ assessments2060

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$3,300Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,300

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,345/mo

Principal & interest$1,104

Property taxes$171

Home insurance (est.)$70

Down payment

$42,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.