Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,072 (2026).

What school district is this property in?

This property is in the 162 - Bagley school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 89 days.

Listed at

$189,000

$125/sqft

1019 Central Street

1019 Central Street, Bagley, MN, 56621

3 Bedrooms1 Bathroom1,512 Square Feet1.15 Acres

Days on market89

Year built1940

Garage spaces2

TypeResidential

Est. $2,670buyer credit when you buy with SODL

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About this home

Enjoy the convenience of one-level living in this well maintained 3 bed, 1 bath home situated on over an acre. Built in 1940 with features that include spacious bedrooms, an oversized primary suite with built-in storage, bright living and dining areas, functional kitchen with abundant cabinetry, full unfinished basement, attached garage, and a large 26 x 48 storage shed built in 1988. The expansive yard offers endless possibilities for recreation, gardening, or future outdoor projects. Move-in ready with plenty of room to make it your own!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1940

LevelsOne

Living area1,512 sqft

Above-grade finished1,512 sqft

Below-grade finished0 sqft

Lot size1.15 acres (226 x 222)

Days on market89

ListedJul 2, 2026

MLS #NST7098663

CountyClearwater

Parcel #230300900

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Basement: Block, Crawl Space, Sump Pump, Unfinished · 0 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 26x24 · 624 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Patio, Wrap Around
Exterior features: Steel Siding
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block, Combination · 1,512 sqft
Roof: Age Over 8 Years
Year built: 1940

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 162 - Bagley
High school district: Bagley

Financial & listing details

Annual tax: $1,072 (2026)
Tax with assessments: 1142
Listed: Jul 2, 2026
Days on market: 89
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Crawl Space, Sump Pump, Unfinished

HeatingForced Air

CoolingCentral Air

AccessibilityOther

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years

FoundationBlock, Combination

Foundation area1,512 sqft

Patio/porchPatio, Wrap Around

Lot featuresAdditional Land Available, Tree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces2

Garage size624 sqft

Financial details

Annual taxes$1,072

Tax year2026

Taxes w/ assessments1142

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District162 - Bagley

District number162

District phone2186946184

High schoolBagley

SODL flat fee brokerage

$2,670Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,670

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,146/mo

Principal & interest$993

Property taxes$89

Home insurance (est.)$63

Down payment

$37,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.