Listed at
$539,900
$350/sqft

Schwartz Estates

10185 440th Street, Holdingford, MN, 56340
3  Bedrooms2  Bathrooms1,544  Square Feet10  Acres
Days on market121
Year built2021
Garage spaces4
TypeResidential
Est. $13,197buyer credit when you buy with SODL
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About this home

If you are looking for peace and tranquility you need to see this 2021 Patio Home that sits on 10 acres in the Holdingford Area. The Three Bedroom Two Bathroom Home has 1544 Finished Square Feet and Features One Level Living. The Primary Bedroom features a Tray Ceiling with fan, Double Marble Sinks, Walk In Tile Shower, 5.5 X 11 Foot Walk In Closet. There is a Main Level Laundry Area with Sink just off the Primary Bedroom for convenience. The Home features Heated Floors throughout the home, Garage and Shop. Off the Dining area is a Sliding Door that walks out to the Patio and Back Yard. The large 1500 square foot garage with heated floors and drains is separated into a 25 X 25 Garage and attached Shop. This home is a must see, reach out today and set up your showing.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2021
LevelsOne
Living area1,544 sqft
Above-grade finished1,544 sqft
Below-grade finished0 sqft
Lot size10 acres (371X1176X371X1171)
Days on market121
ListedMar 18, 2026
MLS #NST7036431
CountyStearns
SubdivisionSchwartz Estates
Parcel #04024370100

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener Owned

Property

Levels / stories
One
Garage
4 spaces · 40X47X24X47 · 1,512 sqft
Parking features
Attached Garage, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Patio, Screened
Exterior features
Stone, Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Slab · 1,544 sqft
Roof
Age 8 Years or Less
Year built
2021

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Propane

Community & HOA

Subdivision
Schwartz Estates
HOA
No HOA
School district
738 - Holdingford
High school district
Holdingford

Financial & listing details

Annual tax
$4,252 (2025)
Listed
Mar 18, 2026
Days on market
121 · 86 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, In-Floor Heating
CoolingCentral Air
LaundryElectric Dryer Hookup, Main Level
AppliancesAir-To-Air Exchanger, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNo Stairs External, No Stairs Internal
Special features3 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less
FoundationSlab
Foundation area1,544 sqft
Patio/porchPatio, Screened
Lot featuresTree Coverage - Light
ZoningAgriculture

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelPropane

Parking & garage

ParkingAttached Garage, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces4
Garage size1,512 sqft

Financial details

Annual taxes$4,252
Tax year2025
Taxes w/ assessments4252
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District738 - Holdingford
District number738
District phone3207462196
High schoolHoldingford
SODL flat fee brokerage
$13,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,372/mo
Principal & interest$2,837
Property taxes$354
Home insurance (est.)$180
%
$107,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10185 440th Street, Holdingford, MN, 56340

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Listing information

MLS #NST7036431
StatusClosed
Last updatedJul 23, 2026, 6:30 PM
Originally listedMar 21, 2026, 12:00 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.