Listed at
$199,900
$245/sqft

J A & W M Stees Add

1017 Maryland Avenue, Saint Paul, MN, 55106
2  Bedrooms1  Bathroom816  Square Feet0.111  Acres
Days on market59
Year built1927
Garage spaces1
TypeResidential
Est. $2,997buyer credit when you buy with SODL
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About this home

Welcome home to this adorable “cottage in the woods” in the heart of St. Paul! Located just blocks from Lake Phalen, this 2 bed/1 bath stucco home is refreshed and ready for its next owner to fall in love with its charm! Walking up to the home, the gorgeous tree coverage gives the impression that you stumbled upon the cottage while taking a stroll in the forest. The home features a wonderfully shaded front porch, perfect for sipping a warm drink on a cool evening. The living room blends with the informal dining room to create a large, but cozy living space that feels warm and lush, with hardwood floors, coved ceilings, and original woodwork, but with modern windows. Both bedrooms are roughly the same size and are located on either side of the freshly updated full bathroom. The newly brightened kitchen is comfortable and functional, and leads down to a full height unfinished basement giving loads of potential to expand living space. Speaking of potential expansion…the story and a half is also unfinished, but could make a perfect primary suite for the right owner! The back deck is big enough to comfortably have furniture and the small backyard makes good use of the space by having a small firepit setup and canopy umbrella on one side and flower beds with an abundance of pollinators. There is also plenty of parking available with a one-car garage, as well as two additional parking spaces, all accessible from the alley. While you are in the neighborhood, be sure to check out the gorgeous lake and the parks. And stop by some of the favorite restaurants, all extremely walkable, like Wong’s or iheartpho! Schedule a showing today to see this cutie!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1927
LevelsOne and One Half
Living area816 sqft
Above-grade finished816 sqft
Below-grade finished0 sqft
Lot size0.111 acres (121x40)
Days on market59
ListedJul 30, 2026
MLS #NST7092651
CountyRamsey
SubdivisionJ A & W M Stees Add
Parcel #212922340184

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Exhaust Fan, Range, Refrigerator, Washer

Property

Levels / stories
One and One Half
Garage
1 space · 11x21 · 231 sqft
Parking features
Gravel
Patio & porch
Deck, Front Porch
Exterior features
Stucco, Vinyl
Fencing
Chain Link, Partial

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 816 sqft
Year built
1927

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
J A & W M Stees Add
HOA
No HOA
School district
625 - St. Paul
High school district
St. Paul

Financial & listing details

Annual tax
$3,503.76 (2026)
Tax with assessments
4230
Listed
Jul 30, 2026
Days on market
59
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementFull, Unfinished
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDryer, Exhaust Fan, Range, Refrigerator, Washer
DiningInformal Dining Room
AmenitiesKitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch
AccessibilityNone

Exterior & lot

ExteriorStucco, Vinyl
FoundationBlock
Foundation area816 sqft
Patio/porchDeck, Front Porch
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingGravel
Garage spaces1
Garage size231 sqft

Financial details

Annual taxes$3,503.76
Tax year2026
Taxes w/ assessments4230
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District625 - St. Paul
District number625
District phone6517678100
High schoolSt. Paul
SODL flat fee brokerage
$2,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,409/mo
Principal & interest$1,051
Property taxes$292
Home insurance (est.)$67
%
$39,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1017 Maryland Avenue, Saint Paul, MN, 55106

Listing information

MLS #NST7092651
StatusActive
Last updatedSep 17, 2026, 1:54 AM
Originally listedAug 1, 2026, 12:00 AM
Listing officeMiddle Child Real Estate, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.