Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,832 (2024).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 419 days.

No photos available

Listed at

$250,000

$139/sqft

Chapins - Stewart

1015 12th Street, Fargo, ND, 58102

4 Bedrooms3 Bathrooms1,800 Square Feet0.16 Acres

Days on market419

Year built1921

Garage spaces1

TypeResidential

Est. $4,500buyer credit when you buy with SODL

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About this home

Agent owned property. Great opportunity for first-time homebuyers or savvy investors! This 4-bedroom, 3-bathroom home is located just blocks from NDSU and close to downtown Fargo, offering excellent potential for rental income or a cozy new residence. With a spacious layout and convenient location, it's perfect for those looking to enter the Fargo housing market or add to their investment portfolio. Don't miss out on this versatile property in a vibrant neighborhood with easy access to local amenities and entertainment.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1921

LevelsOne and One Half

Living area1,800 sqft

Above-grade finished1,200 sqft

Below-grade finished600 sqft

Lot size0.16 acres (48 X 142.9)

Days on market419

ListedAug 5, 2025

MLS #NST6767219

CountyCass

SubdivisionChapins - Stewart

Parcel #01044002060000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 3 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 1 space
Parking features: Detached
Fencing: Chain Link
Lot size: 0.16 acres
Lot dimensions: 48 X 142.9

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Vinyl Siding
Foundation: 816 sqft
Roof: Architectural Shingle
Year built: 1921

Utilities

Water: City Water - In Street
Sewer: City Sewer - In Street
Electric: Circuit Breakers

Community & HOA

Subdivision: Chapins - Stewart
HOA: No HOA
School district: Fargo

Financial & listing details

Annual tax: $2,832 (2024)
Tax with assessments: 3246.7400
Listed: Aug 5, 2025
Days on market: 419 · 56 cumulative

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

AccessibilityNone

Exterior & lot

RoofArchitectural Shingle

Foundation area816 sqft

Lot featuresMany Trees

ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street

SewerCity Sewer - In Street

Parking & garage

ParkingDetached

Garage spaces1

Financial details

Annual taxes$2,832

Tax year2024

Taxes w/ assessments3246.7400

Assessment pendingNo

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

High schoolFargo

SODL flat fee brokerage

$4,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,633/mo

Principal & interest$1,314

Property taxes$236

Home insurance (est.)$83

Down payment

$50,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.