Mississippi Pines
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About this home
Stunning 5BR/4BA home on a 1-acre lot in Otsego with 3-season views of the Mississippi River and access to an association-owned parcel along the shoreline. Main level features 9’ ceilings, hardwood floors, sunroom, office with glass French doors, and main floor laundry. Updated kitchen with granite countertops, Viking & KitchenAid appliances, and access to a large composite deck with stairs to patio and walkout basement. Spacious living areas with fireplaces in both the main living room and sunroom. Walkout lower level includes in-floor heat, beverage bar, and wine fridges ideal for entertaining. Immaculate 3-car garage with epoxy floors, heat, and A/C adding over 700 sq/ft of additional living space, not included in total finished sq/ft. Major updates include new roof and stucco (2025), water heater (2024), and Carrier 3-zone HVAC (approx. 7 years) with Reme Halo UV air purification. Full Finken water filtration system (softener, iron filter, UV). Smart home features include Lutron Caséta lighting, Google Home integration, ADT security, and smart smoke detectors. Rare opportunity for luxury living with privacy, upgrades, and river views. 10 minutes from Albertville Outlets & New Albertville Costco, just 20 minutes from Maple Grove, and an hour to MSP.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Bath breakdown
- 2 full / 1 3/4 / 1 half
- Heating
- Forced Air, Fireplace(s), In-Floor Heating, Zoned
- Cooling
- Central Air, Ductless Mini-Split, Zoned
- Appliances
- Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Trash Compactor, Washer, Water Softener Owned, Wine Cooler
Property
- Levels / stories
- Two
- Garage
- 3 spaces · 31'3 x 23'6 · 734 sqft
- Parking features
- Attached Garage, Asphalt, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
- Patio & porch
- Composite Decking, Deck, Patio
- Exterior features
- Aluminum Siding, Stone, Stucco
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Poured Concrete · 1,261 sqft
- Roof
- Age 8 Years or Less, Asphalt
- Year built
- 2001
Utilities
- Water
- Private, Well
- Sewer
- Private Sewer, Tank with Drainage Field
- Fuel
- Natural Gas
- Electric
- Circuit Breakers, 200+ Amp Service
Community & HOA
- Subdivision
- Mississippi Pines
- HOA
- $250/annual
- HOA name
- Mississippi Pines Homeowners Association
- HOA phone
- 7637556554
- HOA includes
- Shared Amenities
- School district
- 882 - Monticello
Financial & listing details
- Annual tax
- $5,622 (2026)
- Listed
- Sep 4, 2026
- Days on market
- 19
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
10113 James Court, Monticello, MN, 55362
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
