Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,650 (2025).

What school district is this property in?

This property is in the 535 - Rochester school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 9 days.

No photos available

Sold / Closed

$550,000

Sold price · Closed Oct 24, 2025

$255/sqft

Cummings Outlot

1011 1st Street NW, Rochester, MN, 55901

2 Bedrooms2 Bathrooms2,154 Square Feet0.17 Acres

Days on market9

Year built1918

Garage spaces1

TypeResidential

Est. $13,500buyer credit when you buy with SODL

About this home

Welcome to this meticulously updated 2-bedroom, 2-bath home located within walking distance from downtown Rochester, parks, Mayo Clinic and St Mary's. Featuring an updated kitchen with custom cabinetry, built-in coffee bar and wet bar overlooking the maintenance free deck, brick patio and fenced backyard, this home is suited for entertaining and daily living! Beautiful hardwood floors, natural light-filled spaces and a functional layout, give this home comfort and convenience. Upstairs, you'll find generously sized bedrooms and a primary ensuite with a walk-in closet, soaking tub, separate shower and double sinks. Walk-up 3rd level for future livable expansion possibilities. Landscaped, wooden and powder coated fenced backyard with in-ground sprinkler system and a studio with a mini-split for heating and cooling, attached to the garage, there is wonderful space for relaxing and being outdoors. With its central location, character-filled spaces, thoughtful details, and move-in ready condition, this home is a fantastic opportunity in the heart of Rochester!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1918

LevelsTwo

Living area2,154 sqft

Above-grade finished1,644 sqft

Below-grade finished510 sqft

Lot size0.17 acres (52x138)

Days on market9

ListedSep 18, 2025

MLS #NST6782429

CountyOlmsted

SubdivisionCummings Outlot

Parcel #743533005216

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Wine Cooler

Property

Levels / stories: Two
Garage: 1 space · 320 sqft
Parking features: Detached Garage, Concrete, Garage Door Opener
Patio & porch: Composite Decking, Covered, Deck, Front Porch, Patio
Exterior features: Stone, Stucco, Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 870 sqft
Roof: Age 8 Years or Less
Year built: 1918

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Cummings Outlot
HOA: No HOA
School district: 535 - Rochester
High school district: Rochester

Financial & listing details

Annual tax: $5,650 (2025)
Listed: Sep 18, 2025
Days on market: 9
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement

AppliancesCooktop, Dishwasher, Disposal, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Wine Cooler

DiningKitchen/Dining Room

AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Porch, In-Ground Sprinkler, Sun Room, Tile Floors, Washer/Dryer Hookup, Wet Bar, Walk-In Closet, Walk-Up Attic

AccessibilityNone

Special featuresPrimary Bdr Suite

Exterior & lot

ExteriorStone, Stucco, Wood

RoofAge 8 Years or Less

FoundationBlock

Foundation area870 sqft

Patio/porchComposite Decking, Covered, Deck, Front Porch, Patio

Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Medium

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener

Garage spaces1

Garage size320 sqft

Financial details

Annual taxes$5,650

Tax year2025

Taxes w/ assessments5650

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District535 - Rochester

District number535

District phone5073283000

High schoolRochester

SODL flat fee brokerage

$13,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $13,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,545/mo

Principal & interest$2,890

Property taxes$471

Home insurance (est.)$183

Down payment

$110,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.