Settler's Bluff
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About this home
Welcome home to this 3-bedroom, 3-bath single-family home built in 2022! The open-concept main level is designed for both everyday living and entertaining, featuring a spacious kitchen with an impressive quartz breakfast bar, abundant counter space, and plenty of room to gather. The kitchen flows seamlessly into the inviting living room, complete with a cozy gas fireplace and an abundance of windows that fill the home with natural light. Neutral décor and spacious bedrooms create a comfortable feel throughout. The primary suite offers generous space and a private bath and walk-in closet, while the finished lower level provides even more room to relax or entertain with a spacious family room, third bedroom, and third bath. Bench and storage hangers are situated by both doors to stay organized on the go! A walkout adds convenience and easy access to the outdoor patio. Enjoy the benefits of a maintenance-free exterior while the association handles the snow and lawn care, giving you more time to enjoy your home and surroundings! Ideally located near parks and outdoor recreation, this home offers a great combination of newer construction, low-maintenance living, functional space, and convenience. Priced to move and ready for a quick close—don’t miss this opportunity!
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Bath breakdown
- 1 full / 2 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Property
- Levels / stories
- Two
- Garage
- 2 spaces · 20x22 · 440 sqft
- Parking features
- Attached Garage, Asphalt
- Patio & porch
- Front Porch, Patio
- Exterior features
- Fiber Board, Vinyl
- Fencing
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Slab · 1,393 sqft
- Roof
- Age 8 Years or Less, Asphalt
- Year built
- 2022
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Settler's Bluff
- HOA
- $150/month
- HOA name
- Gassen Properties
- HOA phone
- 9529225575
- HOA includes
- Lawn Care, Professional Mgmt, Sanitation
- School district
- 833 - South Washington County
Financial & listing details
- Annual tax
- $4,916 (2026)
- Listed
- Sep 18, 2026
- Days on market
- 10
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
10097 Mississippi Dunes Boulevard, Cottage Grove, MN, 55016
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
