Listed at
$799,900
$424/sqft

Russell Kladis 2nd Add

1009 River Terrace Drive, Bloomington, MN, 55431
3  Bedrooms3  Bathrooms1,886  Square Feet0.91  Acres
Days on market0
Year built1992
Garage spaces3
TypeResidential
Est. $20,997buyer credit when you buy with SODL
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About this home

Private Minnesota River Bluff setting with endless potential on nearly one acre! This spacious home offers a rare combination of privacy, natural beauty, workshop space, and significant equity potential. Tucked away on a beautiful, wooded lot, this spacious home offers the privacy and outdoor setting with plenty of room to make the property your own. Enjoy the wooded surroundings and peaceful backyard from the expansive deck — a wonderful setting for morning coffee, entertaining, or simply relaxing. Inside, the kitchen features abundant oak cabinetry, granite countertops, center island, breakfast nook and plenty of workspace. A wall of windows in the Living Room overlooks the Bluff and is anchored by a beautiful floor to ceiling stone gas fireplace. Enjoy one level living with a spacious Main Level Primary Bedroom with Private en Suite and laundry on the Main Level. The Upper Level hosts two generously sized bedrooms separated by an open catwalk for privacy. The rear bedroom has a walk out balcony overlooking the bluffs. The bedrooms share a spacious full bath on this level. The real opportunity is downstairs, offering an excellent opportunity to add living space and build equity with your finishing touches! The basement is finished except for flooring and the bathroom is already underway with a shower basin and vanity installed. Whether you envision a family room, additional bedroom, home theater, recreation area, or office the possibilities are ready to be realized. A large workshop adds tremendous versatility for hobbyists, woodworkers, collectors, or anyone needing dedicated workspace, exercise space, golf simulator or extra storage. Garage doors and a paved driveway with a beautiful stone wall provide easy access for trucks or trailers. Outside, the nearly one-acre private lot provides room to enjoy the natural surroundings and create your own outdoor oasis. A property with this much land, privacy, workshop space, and unfinished equity potential is a rare find. Bring your vision and make this MN River Bluff property your own.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1992
LevelsModified Two Story
Living area1,886 sqft
Above-grade finished1,886 sqft
Below-grade finished0 sqft
Lot size0.91 acres (128x466x120x325)
Days on market0
ListedSep 30, 2026
MLS #NST7150928
CountyHennepin
SubdivisionRussell Kladis 2nd Add
Parcel #2102724440014

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Laundry
Main Level

Property

Levels / stories
Modified Two Story
Garage
3 spaces · 38 x 21 · 798 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Deck, Patio
Exterior features
Metal
Lot size
0.91 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,087 sqft
Year built
1992

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Russell Kladis 2nd Add
HOA
No HOA
School district
271 - Bloomington
High school district
Bloomington

Financial & listing details

Annual tax
$9,564 (2026)
Listed
Sep 30, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementEgress Window(s), Full, Partially Finished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryMain Level
DiningEat In Kitchen
AmenitiesCeiling Fan(s), Deck, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorMetal
FoundationBlock
Foundation area1,087 sqft
Patio/porchDeck, Patio
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces3
Garage size798 sqft

Financial details

Annual taxes$9,564
Tax year2026
Taxes w/ assessments9564
Assessment pendingUnknown
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District271 - Bloomington
District number271
District phone9526816400
High schoolBloomington
SODL flat fee brokerage
$20,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $20,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,267/mo
Principal & interest$4,204
Property taxes$797
Home insurance (est.)$267
%
$159,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1009 River Terrace Drive, Bloomington, MN, 55431

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Listing information

MLS #NST7150928
StatusActive
Last updatedSep 30, 2026, 8:05 PM
Originally listedSep 30, 2026, 2:14 PM
Listing officeColdwell Banker Realty - Southwest Regional

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.