Listed at
$309,900
$157/sqft

1007 1st Street

1007 1st Street, Cold Spring, MN, 56320
4  Bedrooms2  Bathrooms1,968  Square Feet0.38  Acres
Days on market341
Year built1959
Garage spaces1
TypeResidential
Est. $6,297buyer credit when you buy with SODL
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About this home

This well-maintained 4-bedroom, 2-bath rambler offers a perfect blend of comfort and modern updates throughout. The main level features new LVP flooring in the kitchen, new carpet in the living room, and fresh granite countertops both in the kitchen and bathrooms. The kitchen has been thoughtfully updated with new appliances (2025), providing a clean and stylish space to cook and gather. The upper level has 3 bedrooms on main level a long with laundry room that is great for main level living. The newly remodeled basement adds great extra living space, including a large flex room that could serve as a non-conforming bedroom, office, or family room. Enjoy the convenience of washer and dryer hookups on both levels. Step outside to a fenced backyard, complete with a patio with a fire pit ideal for relaxing or entertaining. The large 3-season porch adds extra room to unwind and enjoy the outdoors. Garage has a workshop in the back that is connected to the 3 season porch and in its own room which adds extra room and storage. Exterior highlights include steel siding, a new garage door, and a fully refreshed yard with great curb appeal. This home has been cared for with attention to detail and offers move-in-ready comfort with modern updates inside and out.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1959
LevelsOne
Living area1,968 sqft
Above-grade finished1,200 sqft
Below-grade finished768 sqft
Lot size0.38 acres (16552 sqft)
Days on market341
ListedOct 21, 2025
MLS #NST6806709
CountyStearns
Parcel #48291220000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 1/4
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
1 space · 448 sqft
Parking features
Attached Garage, Asphalt, Electric, Garage Door Opener
Fencing
Chain Link, Full
Other structures
Storage Shed
Lot size
0.38 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Steel Siding
Foundation
1,200 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1959

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected

Community & HOA

HOA
No HOA
School district
Rocori

Financial & listing details

Annual tax
$3,522 (2025)
Tax with assessments
3522.0000
Listed
Oct 21, 2025
Days on market
341 · 27 cumulative

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths0
1/4 baths1
BasementBlock, Drainage System, Egress Window(s), Finished, Full, Storage Space, Sump Basket, Sump Pump, Tray Ceiling(s)
HeatingForced Air
CoolingCentral Air
AppliancesCooktop, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
AccessibilityGrab Bars In Bathroom

Exterior & lot

RoofAge Over 8 Years, Asphalt
Foundation area1,200 sqft
Lot featuresMany Trees
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Asphalt, Electric, Garage Door Opener
Garage spaces1
Garage size448 sqft

Financial details

Annual taxes$3,522
Tax year2025
Taxes w/ assessments3522.0000
Assessment pendingNo
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number750
District phone320-685-4901
High schoolRocori
SODL flat fee brokerage
$6,297Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,297

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,025/mo
Principal & interest$1,629
Property taxes$294
Home insurance (est.)$103
%
$61,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1007 1st Street, Cold Spring, MN, 56320

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Listing information

MLS #NST6806709
StatusActive
Last updatedNov 19, 2025, 7:12 PM
Originally listedOct 23, 2025, 5:00 AM
Listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.