Listed at
$424,999
$228/sqft

Cummings Outlot

1004 Center Street, Rochester, MN, 55902
3  Bedrooms2  Bathrooms1,860  Square Feet0.22  Acres
Days on market68
Year built1890
Garage spaces1
TypeResidential
Est. $9,750buyer credit when you buy with SODL
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About this home

Welcome to one of Kutzky Park's finest historic homes—a rare opportunity to own a beautifully updated 1890 Victorian that perfectly blends timeless character with modern comfort. Located just three blocks from Mayo Clinic Saint Mary's Campus and four blocks from Mayo Clinic Downtown, this exceptional home offers an unbeatable combination of historic charm, walkability, and convenience. From the moment you arrive, you'll be captivated by the outstanding curb appeal, inviting front porch, mature landscaping, and meticulous attention to detail. Inside, the home has been thoughtfully updated while preserving the craftsmanship and architectural character that make century homes so special. Large windows fill the home with natural light, highlighting the spacious living areas, beautiful flooring, and original details. The gourmet kitchen is a true showpiece, featuring premium appliances including a Sub-Zero refrigerator, Bosch dishwasher, and gas range—perfect for both everyday living and entertaining. The main floor also offers a dedicated office with French doors, an inviting reading nook, and comfortable gathering spaces designed for today's lifestyle. Upstairs you'll find three spacious bedrooms, a beautifully updated bathroom, and the convenience of second-floor laundry. The backyard is every bit as impressive as the interior. Enjoy a fully fenced, level yard with a large deck for entertaining, an oversized one-car garage with power, a spacious storage shed/workshop, and an incredible playhouse that will delight kids and grandchildren alike. Additional features include a whole-home reverse osmosis system, water softener, newer water heater, excellent insulation, and low utility costs. If you've been searching for a truly turnkey historic home in one of Rochester's most desirable and walkable neighborhoods, this is a rare opportunity you won't want to miss.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1890
LevelsTwo
Living area1,860 sqft
Above-grade finished1,860 sqft
Below-grade finished0 sqft
Lot size0.22 acres (161x60)
Days on market68
ListedJul 22, 2026
MLS #NST7114109
CountyOlmsted
SubdivisionCummings Outlot
Parcel #743533005131

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Water Osmosis System, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
1 space · 18x18 · 324 sqft
Parking features
Detached Garage, Gravel
Exterior features
Wood
Pool
None
Fencing
Privacy, Wood

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 898 sqft
Roof
Asphalt
Year built
1890

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Cummings Outlot
HOA
No HOA
School district
535 - Rochester
High school district
Rochester

Financial & listing details

Annual tax
$6,054 (2025)
Listed
Jul 22, 2026
Days on market
68
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementPartially Finished
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Exhaust Fan, Water Osmosis System, Range, Refrigerator, Washer, Water Softener Owned
DiningSeparate/Formal Dining Room
AmenitiesCeiling Fan(s), City View, Deck, French Doors, Hardwood Floors, Kitchen Window, Natural Woodwork, Porch, Security System, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level

Exterior & lot

ExteriorWood
RoofAsphalt
FoundationOther
Foundation area898 sqft
Lot featuresPublic Transit (w/in 6 blks), Tree Coverage - Medium
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel
Garage spaces1
Garage size324 sqft

Financial details

Annual taxes$6,054
Tax year2025
Taxes w/ assessments6054
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District535 - Rochester
District number535
District phone5073283000
High schoolRochester
SODL flat fee brokerage
$9,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,880/mo
Principal & interest$2,234
Property taxes$505
Home insurance (est.)$142
%
$85,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1004 Center Street, Rochester, MN, 55902

Listing information

MLS #NST7114109
StatusActive
Last updatedSep 13, 2026, 6:48 PM
Originally listedJul 22, 2026, 5:58 PM
Listing officeSavvy Avenue, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.