Listed at
$289,900
$101/sqft

Terrace Park Add The City Of Brainerd

1001 Terrace Avenue, Brainerd, MN, 56401
4  Bedrooms2  Bathrooms2,873  Square Feet0.37  Acres
Days on market41
Year built1948
ParkingAsphalt
TypeResidential
Est. $5,697buyer credit when you buy with SODL
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About this home

Welcome to 1001 Terrace Ave! Discover the space, character, and versatility this North Brainerd home has to offer. With 4 bedrooms, 2 bathrooms, and over 2800 finished square feet, there is room for everyone to spread out and make themselves at home. The main level welcomes you with abundant natural light, a spacious living room featuring a bay window and built-in shelving, and a beautifully updated kitchen with stainless steel appliances, open shelving, and a tile backsplash. A main-level den provides the perfect flex space for a home office, playroom, or additional living area. Upstairs, you'll find three generously sized bedrooms, while the finished lower level adds even more living space with a large family room, built-in bar, laundry area, and plenty of storage. Outside, enjoy the privacy of the 0.37-acre lot, complete with a fenced backyard, deck, and wooded bluff backdrop. Located in Historic North Brainerd with convenient access to schools, parks, and area amenities, this spacious and updated home offers the combination of functionality, comfort, and privacy you've been looking for. Come see all that 1001 Terrace Ave has to offer!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1948
LevelsModified Two Story
Living area2,873 sqft
Above-grade finished1,983 sqft
Below-grade finished890 sqft
Lot size0.37 acres (93x187x110x149)
Days on market41
ListedAug 18, 2026
MLS #NST7129449
CountyCrow Wing
SubdivisionTerrace Park Add The City Of Brainerd
Parcel #41241552

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Modified Two Story
Parking features
Asphalt, Concrete
Exterior features
Stucco
Fencing
Chain Link
Lot size
0.37 acres
Lot dimensions
93x187x110x149

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,061 sqft
Roof
Asphalt
Year built
1948

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Terrace Park Add The City Of Brainerd
HOA
No HOA
School district
181 - Brainerd
High school district
Brainerd

Financial & listing details

Annual tax
$2,403 (2026)
Tax with assessments
2428
Listed
Aug 18, 2026
Days on market
41 · 1 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room
AccessibilityNone

Exterior & lot

ExteriorStucco
RoofAsphalt
FoundationBlock
Foundation area1,061 sqft
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAsphalt, Concrete
Garage spaces0

Financial details

Annual taxes$2,403
Tax year2026
Taxes w/ assessments2428
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$5,697Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,697

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,820/mo
Principal & interest$1,524
Property taxes$200
Home insurance (est.)$97
%
$57,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1001 Terrace Avenue, Brainerd, MN, 56401

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Listing information

MLS #NST7129449
StatusActive
Last updatedSep 25, 2026, 7:47 PM
Originally listedAug 19, 2026, 2:48 PM
Listing officePositive Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.