Does this property have an HOA?

Yes. The HOA fee is $415 per month.

What are the annual property taxes?

Annual property taxes are $3,438 (2025).

What school district is this property in?

This property is in the 813 - Lake City school district.

How long has this property been on the market?

This property has been listed for 30 days.

Listed at

$300,000

$353/sqft

Willows On The River Cic #43

100 Central Point Road #210, Lake City, MN, 55041

1 Bedrooms1 Bathroom850 Square Feet0.027 Acres

Days on market30

Year built1999

ParkingParking Lot

HOA / month$415

TypeResidential

Est. $6,000buyer credit when you buy with SODL

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About this home

--Enjoy breathtaking views of this rare waterfront lake and scenic bluffs from this beautifully fully furnished and updated 1-bedroom, 1-bathroom condo. With over $20,000 in recent upgrades, this move-in-ready property features luxury vinyl plank flooring, updated ceiling fans, newer appliances, and completely remodeled kitchen and bathroom spaces that combine style with functionality. Relax from your private retreat while watching sailboats glide across the water from your own balcony, or take a short walk into the charming lakeside town, where you'll enjoy local shops, restaurants, and a welcoming small-town atmosphere. Perfectly situated just 45 minutes from both Rochester and the Twin Cities, this condo offers an ideal weekend getaway, year-round residence, or investment opportunity. Owners also have access to a professionally managed short-term rental program, making it easy to generate rental income when not using the property. Enjoy the building's amenities, including a fitness room, indoor pool and hot tub, perfect for relaxing after a day on the lake or exploring the area. Additional conveniences include an EV-compatible outlet available in the parking area, making electric vehicle charging simple and accessible. Whether you're looking for peaceful lake living, a low-maintenance lifestyle, or a property with income potential, this exceptional condo offers the best of all worlds.

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Home facts

Property typeResidential

Property subtype(CC) Low Rise (3- Levels)

Year built1999

LevelsMore Than 2 Stories

Living area850 sqft

Above-grade finished850 sqft

Below-grade finished0 sqft

Lot size0.027 acres (Irregular)

Days on market30

ListedJul 21, 2026

MLS #NST7113336

CountyGoodhue

SubdivisionWillows On The River Cic #43

Parcel #542600210

Facts & features

Interior

Bedrooms: 1
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Microwave, Range, Stainless Steel Appliances

Property

Levels / stories: More Than 2 Stories
Parking features: Parking Lot, Unassigned, Open
Exterior features: Steel Siding
Pool: Indoor
Fencing: None
Other structures: Hot Tub

Construction

Property type: Residential
Property subtype: (CC) Low Rise (3- Levels)
Construction materials: Concrete
Foundation: Concrete Perimeter · 850 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1999

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Willows On The River Cic #43
HOA: $415/month
HOA name: Shayna Fayette
HOA phone: 6513459900
HOA includes: Beach Access, Building Exterior, Cable TV, Controlled Access, Dock, Gas, Hazard Insurance, Heating, Internet, Lawn Care, Maintenance Grounds, Professional Mgmt, Recreation Facility, Sanitation, Sewer, Shared Amenities, Snow Removal, Water
HOA amenities: Beach, Dock, Elevator(s), Fire Sprinkler System, Hot Tub, In-Ground Sprinkler System, Lobby Entrance, Security Lighting

Financial & listing details

Annual tax: $3,438 (2025)
Listed: Jul 21, 2026
Days on market: 30 · 6 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, In Unit

AppliancesDishwasher, Microwave, Range, Stainless Steel Appliances

DiningLiving/Dining Room

AmenitiesBalcony, Cable, Dock, Exercise Room, Indoor Sprinklers, Kitchen Center Island, Panoramic View, Washer/Dryer Hookup, Walk-In Closet

AccessibilityAccessible Elevator Installed, No Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Renovated

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years, Asphalt

FoundationConcrete Perimeter

Foundation area850 sqft

Lot featuresAccessible Shoreline, Property Adjoins Public Land, Tree Coverage - Light, Underground Utilities

Road frontageCity Street, No Outlet/Dead End, Paved Streets, Private Road

Road responsibilityPrivate Maintained Road, Road Maintenance Agreement

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Natural Gas

Parking & garage

ParkingParking Lot, Unassigned, Open

Garage spaces0

Garage size0 sqft

Financial details

Annual taxes$3,438

Tax year2025

Taxes w/ assessments3438

Assessment pendingNo

HOA fee$415

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District813 - Lake City

District number813

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$6,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,378/mo

Principal & interest$1,577

Property taxes$287

Home insurance (est.)$100

HOA fees$415

Down payment

$60,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.