Increased Bargaining Power
A pre-approval letter shows sellers that you're a serious buyer with the financial backing to make an offer. This can give you a competitive edge in a hot real estate market.
Clear Budget Understanding
Knowing exactly how much you can borrow helps you narrow down your property search and ensures you only look at homes within your price range, saving you time and effort.
Faster Closing Process
Pre-approval can speed up the closing process once you find your dream home. With your finances already reviewed and approved, you'll be one step closer to finalizing your purchase.
Eligibility for SODL's Rebate Program
Remember, to qualify for SODL's exclusive rebate program, you need to be pre-approved for a mortgage before scheduling any showings. This ensures a smooth and efficient home buying experience.
Freedom to Choose Your Lender
While we offer support and competitive rates through our preferred lenders, you are welcome to use any lender you'd like. Your pre-approval will still be valid, giving you flexibility and peace of mind.
Mortgage Calculator
*The mortgage calculator is designed for educational purposes only. The actual interest rates and monthly payments may vary based on market conditions and individual circumstances, such as location and specific loan details. The provided estimates are based on the information you enter and may not account for additional fees and costs that a lender might charge, including taxes and insurance, which could increase your actual payment. SODL does not offer loans and this tool does not constitute a lending commitment.
Ready To Apply For Financing?
Mike Arvold
Mortgage Loan Originator
NMLS# 616278
It is my pleasure to offer you a wide selection of loan programs, competitive rates, and friendly service with Refined Lending and The Arvold Mortgage Team. Once we understand your specific needs, my team and I will guide you through the financing process. Unlike mortgage brokers and larger banks where the loan process is often confusing and frustrating, we work to make it easy for you. Our team strives to offer 6- Star level service to all our clients. You can read our reviews and decide for yourself.
Whether you’re looking to purchase, build, refinance or invest, discover why Refined Lending and The Arvold Mortgage Team is the right choice for you.
Refined Lending powered by Luminate Home Loans NMLS 150953. All rates and programs subject to change at any time without notice. Equal Housing Lender. Not a commitment to lend. All clients will need to apply and clear standard underwriting guidelines. CIP Disclosure: Important Information about Procedures for Opening a New Account To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account (e.g., establishes a formal relationship by means of a loan application) What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Privacy Link www.nmlsconsumeraccess.org
